Student loans are not considered a qualified income source for the purpose of a rental application, but recent, current, or soon-to-be full-time students may instead use a co-signer or guarantor.
Resident Services FAQ
Can I get a cosigner if I have bad credit, low income, or a lack of recent housing history?
Cosigners and guarantors are only available for current, recent, or soon-to-be full-time students who have not had the opportunity to establish credit, employment history and income, or rental history. Adult applicants (who are not recent, current, or soon-to-be full-time students) will not qualify for a cosigner as a replacement for low credit, a replacement for […]
Will I get approved if I have bad credit?
We review the entirety of an application before making an approval decision. Therefore, a strength in one area of the application may compensate for a weakness in another area. so strengths and in one area may offset weakness is another. However, significant weaknesses in any one area (such as low income or a low credit […]
Do I need to resubmit my rental application if it’s been awhile since I applied?
You may need to resubmit your rental application after 90 days. Please reach out to us at leasing@fullcirclevt.com with any questions.
Do you charge an application fee?
We do not charge an application fee, but a credit check fee is required to submit your application. This fee is a direct, 3rd party cost of reviewing your credit and/or criminal history. We are unable to accept credit reports directly from rental applicants to ensure the integrity and thoroughness of our application review process, […]
Application Review Guidelines
Stage 1: ApplySubmit your application directly via a link on one of our available listings. Each of your housemates/roommates/cosigners needs to submit their own separate application. Stage 2: PrepayNext, you will receive a link to prepay your credit/background check fee. This is a “hold” that will only be charged if we begin reviewing your applicant group. If […]
